Grow Credit Launches Credit-Building-as-a-Service API for Enterprise Partners.

Releases innovative Pay with Grow & Grow-to-Go Products

Joe Bayen
2 min readOct 19, 2023

We are excited to announce the release of the Grow API (, a Credit-Building-as-a-Service API for Financial Institutions, Insurance carriers, and subscription business models.

We want to thank our tech team, led by our CTO, Mark Mazur, for their amazing, relentless work in bringing the product to fruition and all our investors, including USAA. We also thank David Galvan, Sean Clark at Mastercard, and Jason Gardner at Marqeta for being critical strategic partners and supporting our efforts.

Grow-to-Go and Pay-with-Grow, our two flagship products, are designed to help financial institutions and subscription businesses seamlessly offer an effective credit builder to their audiences.

Grow-To-Go helps banks nurture their turndowns before graduating them to their respective financial products at a later date.

Pay-with-Grow, a first-of-its-kind financial product, enables any subscription model businesses to offer Grow as a payment method at checkout, optimizing premium uptake and retention rates.

Based on a sample size of 33,916 active users, 28% of Grow Credit users reach prime status in just 12 months, offering partners an unparalleled opportunity to convert turndowns into valuable customers.

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